:root{--hot: #ed2891;--bubble: #ff8dc7;--bubble2: #ff6fb5;--blush: #ffd4e8;--blush2: #ffe3f1;--cream: #fff5ec;--tangy: #ff8a3d;--sun: #ffc83d;--aqua: #34d1c6;--grape: #6e2c8f;--berry: #4a0e2e;--white: #fff;--bg: var(--cream);--surface: var(--white);--text: var(--berry);--muted: #8a5e72;--border: var(--blush);--primary: var(--hot);--primary-ink: var(--white);--accent: var(--sun);--ring: var(--grape);--ring-on-primary: var(--white);--display: "Shrikhand", cursive;--script: "Pacifico", cursive;--body: "Fredoka", system-ui, sans-serif;--num: "Spline Sans Mono", ui-monospace, SFMono-Regular, monospace}body[data-tier=practice]{--bg: #fffbf7;--border: #f2e2ea;--accent: var(--grape)}*{box-sizing:border-box}html,body,#root{margin:0;padding:0;height:100%;font-family:var(--body),-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--text)}.app{max-width:1100px;margin:0 auto;padding:24px}.topbar{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 16px;margin-bottom:24px}.topbar h1{margin:0;font-family:var(--display);font-weight:400;font-size:24px;color:var(--text)}@media (max-width: 767px){.app{padding:16px;padding-bottom:calc(16px + env(safe-area-inset-bottom))}.kpi-strip{grid-template-columns:repeat(2,1fr)}}.muted{color:var(--muted)}.error{color:#b91c1c;background:#fee2e2;padding:8px 12px;border-radius:6px;margin:8px 0}.panel{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:16px 20px;margin-bottom:16px;box-shadow:0 1px 2px #0000000a}.tile-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}.loan-id{font-weight:600;font-family:var(--num);font-variant-numeric:tabular-nums}.badge{padding:4px 10px;border-radius:999px;font-size:12px;font-weight:600;background:#e5e7eb;color:#111827;letter-spacing:.3px}.badge-pending_countersignatures{background:#fef3c7;color:#92400e}.badge-latent{background:#dbeafe;color:#1e3a8a}.badge-current{background:#d1fae5;color:#065f46}.badge-closed{background:#e5e7eb;color:#374151}.tile-badges{display:flex;align-items:center;gap:8px}.badge-escalated{background:#fee2e2;color:#991b1b}.escalation-banner{margin:12px 0}.escalation-banner a,.escalation-link{font-weight:600;color:#be185d;text-decoration:none}.escalation-banner a:hover,.escalation-link:hover{text-decoration:underline}.escalation-ask-note{margin-top:6px;font-size:12px}.terms{display:grid;grid-template-columns:max-content 1fr max-content 1fr;gap:4px 16px;margin:12px 0}.terms dt{color:var(--muted);font-size:13px}.terms dd{margin:0;font-weight:500}.actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin:12px 0}.actions button,.actions a{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:1px solid var(--border);background:var(--surface);padding:8px 12px;border-radius:6px;font-size:14px;min-height:44px;cursor:pointer;text-decoration:none;color:var(--text)}.actions button:hover,.actions a:hover{background:var(--blush2)}.actions button:disabled{opacity:.5;cursor:not-allowed}.actions input[type=date],.actions input[type=text],.actions input:not([type]){padding:8px 10px;border:1px solid var(--border);border-radius:6px;font-size:16px;min-height:44px}.actions button:focus-visible,.actions a:focus-visible,.actions input:focus-visible,.btn-activate:focus-visible{outline:3px solid var(--ring);outline-offset:2px}.btn-activate:focus-visible{outline-color:var(--ring-on-primary);outline-offset:3px}.transcript{display:flex;flex-direction:column;gap:8px;margin-top:16px;padding-top:16px;border-top:1px solid var(--border)}.bubble{max-width:80%;padding:8px 12px;border-radius:10px;white-space:pre-wrap;word-break:break-word}.bubble-role{font-size:11px;text-transform:uppercase;letter-spacing:.5px;opacity:.7;margin-bottom:2px}.bubble-user{align-self:flex-end;background:var(--blush)}.bubble-assistant{align-self:flex-start;background:var(--blush2)}.tool{font-size:13px;background:var(--surface);border:1px dashed var(--border);border-radius:6px;padding:6px 10px}.tool-label{font-weight:600;font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;margin-bottom:2px}.tool-body{font-family:var(--num);font-size:12px;color:var(--text);word-break:break-all}.inbox-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.inbox-item{border:1px solid var(--border);border-radius:6px;padding:12px;background:var(--surface)}.kind{font-weight:600;margin-bottom:6px}.payload{margin:6px 0}.preview{width:100%;height:360px;border:1px solid var(--border);border-radius:6px;background:var(--surface);margin:8px 0}.adjustment-history{margin-top:12px;border-top:1px solid var(--border);padding-top:10px}.adjustment-history h4{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);margin:0 0 8px}.adjustment-history ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}.adjustment-history li{background:var(--surface);padding:8px 10px;border-radius:6px;border:1px solid var(--border)}.adjustment-kind{font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:600}.adjustment-summary{font-size:13px;color:var(--text);margin:4px 0;line-height:1.4}.adjustment-meta{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}.delta{font-variant-numeric:tabular-nums;font-weight:600}.delta-warn{color:#b45309}.delta-good{color:#047857}.kpi-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-bottom:20px}.kpi-tile{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:14px 16px;box-shadow:0 1px 2px #0000000a}.kpi-value{font-size:22px;font-weight:600;letter-spacing:-.01em;font-family:var(--num);font-variant-numeric:tabular-nums;color:var(--text)}.kpi-label{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-top:4px}.kpi-hint{font-size:11px;color:var(--muted);margin-top:2px}.kpi-warn .kpi-value{color:#b45309}.kpi-strip-loading .kpi-value{color:#cbd5e1}.dial-card{padding:16px 20px 18px}.dial-head{display:flex;justify-content:space-between;align-items:flex-start}.dial-head h2{margin:0 0 4px;font-size:16px}.dial-head .muted{font-size:12px}.dial-body{display:grid;grid-template-columns:minmax(280px,360px) 1fr;gap:24px;margin-top:12px;align-items:start}.dial-svg-wrap svg{width:100%;height:auto;max-width:320px;display:block;margin:0 auto}.dial-slider{width:100%;margin:12px 0 8px;accent-color:var(--primary)}.dial-controls{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}.dial-lock{font-size:13px;display:flex;align-items:center;gap:6px;cursor:pointer}.btn-activate{background:var(--primary);color:var(--primary-ink);border:0;padding:10px 16px;min-height:44px;border-radius:6px;font-size:14px;font-weight:700;cursor:pointer}.btn-activate:disabled{background:#cbd5e1;cursor:not-allowed}.impact-card{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:14px 16px}.impact-card h3{margin:0 0 8px;font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.impact-summary{font-size:13px;margin:0 0 12px;line-height:1.5;color:var(--text)}.impact-table{width:100%;font-size:12px;border-collapse:collapse;font-family:var(--num)}.impact-table th{text-align:left;font-weight:600;color:var(--muted);border-bottom:1px solid var(--border);padding-bottom:6px}.impact-table td{padding:6px 0;font-variant-numeric:tabular-nums;border-bottom:1px solid var(--border)}.impact-table strong{color:var(--text)}.impact-foot{font-size:11px;margin-top:10px;line-height:1.4}.pill{display:inline-block;padding:2px 8px;border-radius:999px;font-size:11px;font-weight:600}.pill-locked{background:#fef3c7;color:#92400e;border:1px solid #fde68a}.section-title{font-size:14px;font-weight:600;margin:20px 0 8px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.dial-controls-col{display:flex;flex-direction:column;gap:16px}.dial-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}.dial-unit{display:flex;flex-direction:column;align-items:center}.dial-unit svg{width:100%;height:auto;max-width:240px;display:block}.dial-title{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);margin-bottom:2px}.overrides{border:1px solid var(--border);border-radius:8px;padding:12px 14px;background:var(--surface)}.overrides-title{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.overrides-hint{font-size:11px;margin:4px 0 10px;line-height:1.4}.override-row{display:flex;gap:12px}.override-field{display:flex;flex-direction:column;gap:4px;font-size:12px;color:var(--muted);flex:1}.override-field input{padding:8px 10px;border:1px solid var(--border);border-radius:6px;font-size:16px;min-height:44px;font-family:var(--num);font-variant-numeric:tabular-nums}.activate-row{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}.btn-activate-requested{background:#16a34a}.btn-activate-requested:disabled{background:#cbd5e1}.impact-stack{display:flex;flex-direction:column;gap:12px}.impact-computing{font-size:12px;margin-bottom:8px}.impact-heading{margin:4px 0 0;font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}.ref-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}.ref-card{border:1px solid var(--border);border-radius:8px;padding:10px 12px;background:var(--surface)}.ref-card-head{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:6px}.ref-card-label{font-weight:600;font-size:13px}.ref-card-sub{font-size:11px}.dist-block{margin-top:10px}.dist-legend{display:flex;flex-wrap:wrap;gap:8px 12px;margin-bottom:8px}.dist-key{display:inline-flex;align-items:center;gap:5px;font-size:11px;color:var(--muted)}.sw{width:11px;height:11px;border-radius:3px;display:inline-block}.sw-interest{background:#16a34a}.sw-principal{background:#3b82f6}.sw-fee{background:#f59e0b}.sw-offset{background:#ef4444}.dist-bar{display:flex;width:100%;height:26px;border-radius:6px;overflow:hidden;border:1px solid var(--border);margin-bottom:10px}.dist-seg{height:100%}.seg-interest{background:#16a34a}.seg-principal{background:#3b82f6}.seg-fee{background:#f59e0b}.seg-offset{background:#ef4444}.dist-table td{font-variant-numeric:tabular-nums}.dist-table .dist-total td{border-top:1px solid #cbd5e1}.dist-callout{margin-top:10px}@media (max-width: 720px){.dial-pair,.ref-pair{grid-template-columns:1fr}}.toast{background:#dcfce7;color:#166534;padding:6px 10px;border-radius:6px;font-size:12px;border:1px solid #bbf7d0}.signup-shell{display:flex;flex-direction:column;min-height:100dvh}.signup-body{flex:1;display:flex;gap:24px;padding:24px;max-width:1400px;margin:0 auto;width:100%}.signup-body>.chat-panel{flex:1;min-width:0;min-height:600px;display:flex;flex-direction:column}.signup-body>.status-rail{width:340px;display:flex;flex-direction:column;gap:12px}.status-card{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:14px}.status-card[data-status=complete]{border-left:3px solid #10b981}.status-card[data-status=in_progress]{border-left:3px solid #f59e0b}@media (max-width: 767px){.signup-body{flex-direction:column;gap:12px;padding:12px;padding-bottom:calc(12px + env(safe-area-inset-bottom))}.signup-body>.status-rail{width:100%;flex-direction:row;gap:8px;overflow-x:auto;-webkit-overflow-scrolling:touch;padding-bottom:4px;order:-1}.signup-body>.status-rail>.status-card{flex:0 0 auto;min-width:200px}.signup-body>.chat-panel{min-height:0}}.modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#0f172a8c;display:flex;align-items:center;justify-content:center;z-index:100}.modal{background:var(--surface);border-radius:10px;width:min(900px,92vw);max-height:92vh;display:flex;flex-direction:column;padding:20px;gap:14px;box-shadow:0 10px 40px #00000040}.modal h2{margin:0;font-size:18px}.modal-iframe-wrap{flex:1;min-height:320px;border:1px solid var(--border);border-radius:6px;overflow:hidden;background:var(--bg)}.modal-iframe{width:100%;height:100%;min-height:320px;border:none;display:block}.modal-form{display:flex;flex-direction:column;gap:10px}.form-row{display:flex;flex-direction:column;gap:4px;font-size:14px}.form-row-inline{flex-direction:row;align-items:center;gap:8px}.form-row input[type=text]{padding:10px;border:1px solid var(--border);border-radius:6px;font-size:16px;min-height:44px}.form-error{color:#b91c1c;font-size:13px}.modal-actions{display:flex;justify-content:flex-end;gap:8px}.modal-actions button{padding:11px 18px;min-height:44px;border:1px solid var(--primary);background:var(--surface);color:var(--primary);border-radius:6px;font-size:14px;font-weight:600;cursor:pointer}.modal-actions button:focus-visible{outline:3px solid var(--ring);outline-offset:2px}.modal-actions button:disabled{opacity:.5;cursor:not-allowed}.modal-actions button.primary{background:var(--primary);color:var(--primary-ink)}.modal-actions button.primary:focus-visible{outline-color:var(--ring-on-primary);outline-offset:3px}.modal-body{font-size:14px;line-height:1.5;color:var(--text);margin:0 0 12px}.callout{padding:10px 12px;border-radius:6px;font-size:14px;font-weight:500;margin:10px 0}.callout-warn{background:#fef3c7;color:#92400e;border:1px solid #fcd34d}.callout-good{background:#d1fae5;color:#065f46;border:1px solid #6ee7b7}@media (max-width: 767px){.modal-backdrop{align-items:flex-end}.modal{width:100%;max-width:none;max-height:90dvh;border-radius:16px 16px 0 0;padding:14px 16px calc(16px + env(safe-area-inset-bottom));overflow-y:auto;-webkit-overflow-scrolling:touch}.modal:before{content:"";display:block;width:36px;height:4px;border-radius:999px;background:var(--border);margin:0 auto 10px;flex:none}.modal-actions{flex-direction:column-reverse}.modal-actions button{width:100%}}.esc-queue{width:100%;border-collapse:collapse;font-size:13px}.esc-queue th{text-align:left;font-weight:600;color:var(--muted);border-bottom:1px solid var(--border);padding:6px 10px 6px 0}.esc-queue td{padding:8px 10px 8px 0;border-bottom:1px solid var(--border);vertical-align:top}.esc-ask{max-width:320px;line-height:1.4;overflow-wrap:anywhere}.btn-open-workspace{background:var(--primary);color:var(--primary-ink);border:0;padding:6px 12px;border-radius:6px;font-size:13px;font-weight:600;cursor:pointer;white-space:nowrap}.term-workspace .link-back{background:none;border:0;color:var(--muted);font-size:12px;cursor:pointer;padding:0;margin-bottom:6px}.escalation-ask{background:var(--surface);border:1px solid var(--border);line-height:1.5}.escalation-why{background:var(--surface);border:1px solid var(--border);border-left:3px solid var(--primary);line-height:1.5;margin-top:8px}.escalation-transcript{margin-top:10px}.link-toggle{background:none;border:0;color:var(--muted);font-size:12px;cursor:pointer;padding:0}.esc-why-cell{max-width:220px;line-height:1.4;overflow-wrap:anywhere}.breach-banner{line-height:1.5}.breach-pending{background:var(--surface);border:1px solid var(--border)}.breach-list{margin:8px 0 0;padding-left:18px}.breach-list li{margin:2px 0}.approval-result{margin-top:12px}.retune-prompt{line-height:1.5}.retune-actions{margin-top:10px}.btn-link{display:inline-block;background:var(--primary);color:var(--primary-ink);text-decoration:none;padding:8px 14px;border-radius:6px;font-size:13px;font-weight:600}.load-requested{margin-left:8px;padding:2px 8px;background:transparent;color:var(--primary);border:1px solid var(--primary);cursor:pointer}.load-requested:disabled{color:var(--muted);border-color:var(--border);cursor:default}:root{--display: "Sora", system-ui, sans-serif;--script: "Sora", system-ui, sans-serif;--body: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--bg: #ffffff;--surface: #ffffff;--text: #1a1016;--muted: #8a7e86;--border: #f1e7ed;--primary: var(--hot);--primary-ink: #ffffff;--ring: var(--hot)}body[data-tier=patient]{--bg: #ffffff;--border: #f1e7ed}.app-header{background:#fff;color:var(--text);border-bottom:1px solid var(--border)}.wordmark,.app-header .brand{font-family:Sora,sans-serif;font-weight:700;letter-spacing:-.02em;background:none;-webkit-text-fill-color:currentColor;color:var(--text);font-size:21px}.app-header .brand{display:flex;align-items:center;gap:3px}.app-header .brand .mk{width:22px;height:22px;margin:0 1px}.app-header .header-sub{color:var(--muted)}.status-panel h3,.schedule-preview h3{font-family:Sora,sans-serif;color:var(--muted)}.chat,.status-panel,.panel,.loan-summary{box-shadow:0 10px 30px #1a10160f}.chat-input button,.modal-actions button,.btn{font-family:Sora,sans-serif;font-weight:600;border-radius:999px}.chat-input input,.form-row input[type=text]{border-radius:14px}.bubble-assistant{background:#fff1f7}